Cryptographically verifiable audit records for every ACK transaction. From DID resolution to settlement finality — every gate, monitor, and obligation leaves a trace.
ACK defines compliance requirements for Payment Services. StableAudit implements the audit infrastructure ACK specifies.
| Capability | ACK Specification | StableAudit Implementation |
|---|---|---|
| Transaction Monitoring | Required | Real-time pipeline with step-level capture |
| Identity Verification | Integrate with ACK-ID | DID resolution audit with credential chain logging |
| Regulatory Reporting | Generate structured data | VC-format exportable audit records |
| Escalation Workflows | Human review for flagged transactions | Gate/Monitor/Obligation checkpoint classification |
| Receipt Verification | 4-step VC validation | Audit-wrapped receipt lifecycle tracking |
| Error Observability | Structured logging with correlation IDs | Per-step timing, evidence capture, regulatory tagging |
Six core features powering verifiable, compliant audit trails for agentic commerce.
Run a 7-step compliance pipeline and watch the audit trail build in real time. Every gate pass, monitor observation, and obligation fires an audit event.
Verify ACK Receipts as Verifiable Credentials. 4-step validation: signature, issuer trust, revocation check, claim verification.
Map audit requirements to BSA/AML, FATF Travel Rule, GENIUS Act, and ACK operational standards. Know which fields each regulation demands.
Interactive diagram of the audit data flow — from transaction input through 7 compliance steps to exportable VC-format records.
How GENIUS Act §4 audit provisions map to StableAudit capabilities. Structured reporting for all four PPSI pathways.
JSON export of full audit trails. VC-compatible format ready for regulatory submission, PSP integration, or archival.
Every transaction flows through seven compliance checkpoints. Each step is audited, timestamped, and tagged for regulatory access.
StableAudit is purpose-built to implement ACK's compliance architecture.
Every compliance requirement ACK-Pay defines for Payment Services — transaction monitoring, identity verification, regulatory reporting, escalation workflows — StableAudit captures as structured, exportable audit events.
ACK Receipts are Verifiable Credentials. StableAudit wraps the 4-step verification process (signature → issuer trust → revocation → claims) in a logged, auditable pipeline.
ACK's roadmap calls for agent-specific risk scoring, geo-specific compliance, and enhanced AML/CFT monitoring. StableAudit is building the audit infrastructure these features require.